Top 10 Best Home Warranty Companies in 2025
Homeownership can come with unexpected costs, and maintaining a house is no small task. From broken appliances to malfunctioning HVAC systems, home repairs can be costly and stressful. This is where home warranty companies step in to save the day. By providing coverage for the repair or replacement of essential home systems and appliances, a good home warranty plan can offer peace of mind. To help you navigate the best options, we’ve compiled a list of the Top 10 Best Home Warranty Companies in 2025, based on their reputation, coverage, pricing, and customer service.
1. American Home Shield (AHS)
Why It’s Great: With over 50 years of experience, American Home Shield (AHS) is one of the most well-established home warranty companies in the U.S. AHS offers comprehensive coverage plans, including optional add-ons for things like pools, spas, and electronics. Known for its excellent customer service and extensive service network, AHS is a top choice for homeowners who want a trusted name in home warranties.
Key Features:
- Flexible coverage options (systems and appliances)
- 24/7 customer service
- Extensive network of service technicians
- Customizable plans to fit budget and needs
- $75 service fee, which is standard across the industry
2. Choice Home Warranty
Why It’s Great: Choice Home Warranty is known for offering simple, comprehensive plans with an easy claims process. They provide coverage for both home appliances and major systems such as HVAC, electrical, and plumbing. Their customer service is highly rated, and they also offer an affordable service call fee, making them a great choice for homeowners looking for value.
Key Features:
- Affordable pricing with flexible plans
- Fast and efficient claims process
- Coverage for appliances, systems, and optional add-ons
- Great customer satisfaction ratings
- Service fee starting at $85
3. Select Home Warranty
Why It’s Great: Select Home Warranty offers some of the most competitive prices in the home warranty market, while still providing comprehensive coverage. They cover major home systems and appliances and even offer a free roof coverage add-on with some plans. Select Home Warranty is known for offering excellent customer service and a straightforward claims process.
Key Features:
- Affordable and competitive pricing
- Free roof coverage with select plans
- Excellent customer service with fast response times
- Customizable coverage plans
- Service fee ranges from $60 to $75
4. HomeServe USA
Why It’s Great: HomeServe USA is another excellent option for homeowners seeking reliable home warranty coverage. Known for its extensive customer support, HomeServe USA covers a wide range of home systems like plumbing, HVAC, and electrical, as well as offering emergency repair services. Their affordable plans and straightforward pricing make them an appealing choice for budget-conscious homeowners.
Key Features:
- Affordable monthly plans
- Extensive coverage options for home systems
- 24/7 emergency service
- A+ rating with the Better Business Bureau (BBB)
- Service fee starting at $75
5. First American Home Warranty
Why It’s Great: First American Home Warranty offers flexible and comprehensive plans to cover your home’s appliances and systems. First American has a strong reputation for offering reliable services at competitive prices. They also provide specialized plans that can include coverage for kitchen appliances, making them an excellent choice for those with high-end kitchen appliances.
Key Features:
- Customizable plans with appliance and system coverage
- Excellent reputation for service
- Special add-ons available for premium coverage
- Competitive pricing with a low service call fee
- Service fee starts at $75
6. TotalProtect Home Warranty
Why It’s Great: TotalProtect Home Warranty offers comprehensive protection for home systems and appliances with transparent pricing. Their plans cover everything from plumbing and HVAC to electrical and more. Known for their flexible service and warranty options, TotalProtect also provides multiple tiers of service to accommodate different needs and budgets.
Key Features:
- Flexible and transparent pricing
- Comprehensive coverage plans
- Strong customer support and service
- Quick and easy claims process
- Service fee ranging from $75 to $100
7. Cinch Home Services
Why It’s Great: Cinch Home Services is known for its outstanding service and ease of use. With a range of plans that cover major home systems and appliances, Cinch ensures that homeowners have the protection they need. Cinch also provides free air conditioning coverage for the first 12 months of service with their plans, making it a popular choice in hotter climates.
Key Features:
- Comprehensive coverage for home systems and appliances
- A wide variety of plan options
- Easy online claims process
- Free AC coverage for the first year
- Service fee around $125
8. 2-10 Home Buyers Warranty
Why It’s Great: 2-10 Home Buyers Warranty is a trusted name in the home warranty industry, particularly for real estate agents and buyers. The company offers a mix of systems and appliance coverage with a variety of additional add-ons. 2-10’s plans are great for homeowners looking for extensive protection at a reasonable price, especially those involved in home transactions.
Key Features:
- Extensive appliance and system coverage
- Optional add-ons available for more coverage
- Coverage for both sellers and buyers in real estate transactions
- Highly rated customer support
- Service fee starts at $75
9. AmeriSpec Home Warranty
Why It’s Great: AmeriSpec Home Warranty is another reliable option for homeowners seeking peace of mind. Known for its comprehensive plans, AmeriSpec covers systems like plumbing and electrical as well as appliances such as refrigerators and dishwashers. They offer affordable service fees and straightforward policies that make it easy for homeowners to understand their coverage.
Key Features:
- Comprehensive systems and appliance coverage
- Flexible plan options
- Affordable service fees
- High customer satisfaction ratings
- Service fee starts at $65
10. Fidelity National Home Warranty
Why It’s Great: Fidelity National Home Warranty offers customizable and affordable home warranty plans that cater to both new and old homes. They provide strong customer service, and their warranties include coverage for both systems and appliances, as well as optional add-ons for additional protection.
Key Features:
- Customizable plans for appliances and systems
- Excellent customer service and support
- Affordable pricing and flexible plans
- Optional coverage for pools and spas
- Service fee starts at $75
Conclusion
Choosing the right home warranty company can provide peace of mind and significant savings on repairs and replacements. The Top 10 Best Home Warranty Companies in 2025 offer a variety of plans to meet the needs of homeowners across the country. Whether you’re looking for comprehensive coverage, flexible service fees, or excellent customer service, these top-rated companies provide reliable solutions to protect your home and your budget. Make sure to evaluate each provider’s plans and pricing to determine the best option for your home’s unique needs.